Dream of Owning a Home?

The New Australian Government 5% Deposit Scheme is Here!

For countless first home buyers, the biggest hurdle isn't the mortgage repayments—it's saving the massive 20% deposit and the dreaded cost of Lenders Mortgage Insurance (LMI).

The good news is, the Australian Government has made a game-changing move to help you get into your own home sooner!

How Ironbark Homes Helps You Leverage the 5% Deposit Scheme

While the Government scheme provides the financial guarantee, you still need the right property and the right builder. Ironbark Homes is positioned to guide you through the entire process of building your first home, ensuring you meet all the scheme's requirements while getting a high-quality build.

Focus on New Builds & Eligibility

The Australian Government 5% Deposit Scheme is available for both existing and newly constructed homes, including house and land packages. For first home buyers, building new often unlocks additional State-based benefits, and Ironbark Homes excels in this area.

Financial Pathway Guidance

Navigating government schemes and home loan applications can be complex. We simplify the process for you:

• Broker Connection: We work closely with finance experts and mortgage brokers who are experienced in securing loans through Participating Lenders offering the 5% Deposit Scheme. This ensures your loan application is submitted correctly to secure your Scheme place.

• Fixed-Price Contracts: We offer clear, fixed-price contracts for your build. This is critical for first home buyers, as it provides cost certainty and helps confirm your total package price will not exceed the Scheme's property price cap.

Building the Perfect First Home

Ironbark Homes specialises in creating high-quality, thoughtfully designed spaces, which is especially important for a first home:

• Design Customisation (for your budget): We help you select a floor plan and finishes that not only suit your lifestyle but also align with your budget and the financial limits of the scheme, so you can build equity sooner.

• Quality Construction: Our focus on quality ensures your low-deposit, high-leverage investment is a safe and durable one, giving you peace of mind that your first home is built to last.

Your Next Step with Ironbark Homes

The new, unlimited spots and relaxed income caps mean that the biggest obstacle to home ownership—the deposit—is now much smaller. All that's left is to find the right property solution.

Ready to turn your 5% deposit into a brand-new home?

Call us today on 0431 070 224 or visit our display home in Gembrook to discuss how an Ironbark Home can work with the Australian Government 5% Deposit Scheme.